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Life Insurance: YOU Don't Need Money After You Die, THEY Do.

Updated: Oct 10, 2019

Many people think they do not need insurance or look at life insurance as just another bill that they do not want. These thoughts couldn't be any further from the truth. If you were to die unexpectedly, while the grieving process begins, there will be a pile of expenses for your family, spouse, or loved ones, starting with the funeral. A cremation costs on average $5,000, while a traditional burial funeral costs on average could cost between $10,000-$15,000+, depending on the state you live in. Could your spouse keep up with the mortgage and other bills in the case of your death and loss of income? In most families, including mine, the answer is No. Your spouse and children will have to go through a lot without you, make their transition as easy as possible by having sufficient coverage. Good Read: 7 Things No One Tells You About Losing A Parent As A Child by Gena-mour Barrett - BuzzFeed

Did you know that you could get coverage for around $1 a day, per family member? Yes, your funeral and mortgage could be covered for less than that cup of coffee you buy every day on the way to work. Most likely, less than your cable bill as well. It is worth getting a FREE QUOTE for sure. Your family would be thankful you did.

Protect things that are most important to you

There are many types of insurance, but the two types of insurance that will help cover your funeral immediately and mortgage are called Funeral and Final Expense and Mortgage Protection. Some types of insurance policies do not pay out immediately, so be sure to sit down with a licensed insurance agent to make sure you are getting the coverage you want and need.

What is Funeral and Final Expense?

Funeral and Final Expense is a type of insurance that is used to pay funeral costs after a death immediately, where a traditional life insurance policy could take 3-6 months to pay out.

What is Mortgage Protection?

Mortgage Protection is a type of insurance that is designed to protect your family from burdensome mortgage payments if the primary breadwinner isn’t around to provide an income any longer.

Universal Benefits Group is an insurance broker that only offers the highest rated carries for Funeral and Final Expense and Mortgage Protection. Protect your family and call today to schedule an appointment to learn more! 1(800)708-6291. Agents are highly trained to find an affordable insurance plan best for YOUR NEEDS.

Get a Quote TODAY!


About the Author

Gary Bias is the owner of Universal Benefits Group and an experienced licensed insurance agent, businessman, husband, and father of 4 children. With a background in Accounting, as well as Business Management & Marketing, he is well rounded in the business and finance world. In addition to being the founder of Universal Benefits Group and this site, he is dedicated to helping everyone have a clear understanding of what types of coverage is available and what will fit their needs. His goal is to provide online consumers with exceptional customer service and help them become well informed about the different types of life insurance coverage and options, as well as the importance of having the coverage. He will be happy to assist anyone interested in being prepared and protected! If you have any questions, feel free to contact him.

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