Updated: Jan 7, 2022
With the new year usually brings a clean sheet, a chance to start anew. Most focus on inner-personal goals, "New Year, New You!". Many wish for health, wealth, and prosperity. With a fresh start to the year, it’s the best time to plan for the year and your future.
A Healthier You!
If you do not have life insurance already now is the best time! You are the oldest you have ever been in life, at the time your reading this. Think about that for a second, let it sink in. You're as healthy now as you will ever be, and not preparing for the future can cost you BIG TIME! Life insurance is based on your age, your health, and your habits. Thus cost goes up as you get older, and worse, sometimes our health changes that drastically effects cost and ability to qualify for coverage.
However, being healthy can actually lower your life insurance cost, Losing weight, quitting smoking, eating a healthy diet and working out will in fact lower your out of pocket cost for life insurance. Even if you have life insurance already, some policies will reward you for making healthier choices or quitting smoking. If you're committed to making healthier choices in 2019, make sure you have a policy review done with a local agent to ensure you are taking full advantage of your healthy habits, and have the best policy for you and your family.
Pass The Wealth, Please.
Life Insurance is the ONLY financial tool that allows you to pass on wealth TAX FREE! Assets are taxed, and available to creditors upon death, life insurance, however, is not. Most individuals who are financially savvy utilize Whole Life, or Guaranteed Universal Life policies, that build equity within the policy, with living benefits paying large lump sums for Cancer, Heart Attacks, Chronic Illnesses, while passing on wealth tax and creditor free. Providing your loved ones with a lump sum of money to cover funeral costs, pay off debts, and replace lost income is a smart responsible decision, that most responsible people do. Do not miss out on a one time chance to ensure your family is protected for generations, or if you already have coverage schedule a policy review session to ensure you have the coverage you need at the best possible premium!
Don’t worry. Be happy.
In this new year, cut out as much stress you can. Having life insurance in place will help relieve some stress in your life. The secure feeling knowing that if something happens to you, your family will be taken care of financially is so peaceful. Having life insurance is the best way to show someone how much you love them. We never know what day will be our last, so be happy each and every day. Spend time with those you love. Create memories. Do what you love! Be happy.
“Success is not the key to happiness. Happiness is the key to success. If you love what you are doing, you will be successful.” ~ Herman Cain
Start this new year off right! Start with goals and a plan. Protect those you love! Call today to get a quote from a licensed agent 1(800)708-6291
Schedule an appointment TODAY with a local Licensed Insurance Agent to discuss your needs for this type of insurance. Universal Benefits Group, located in Ohio, offers affordable financial solutions. NO MEDICAL EXAMS REQUIRED.